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Mishi Mangal
Mar 28, 2025
In General Discussions
Hello everyone,
I am planning to start a Systematic Investment Plan (SIP) and came across SBI Contra Fund Regular Plan Growth. Since this fund follows a contrarian investment strategy, it invests in undervalued stocks that have the potential for long-term growth. I want to understand if this is a good option for SIP investors.
Why SBI Contra Fund?
• Contrarian Approach – Invests in sectors that are currently undervalued but could generate high returns in the long run.
• Strong Performance Record – Has delivered competitive long-term returns.
• Managed by SBI Mutual Fund – A well-established and trusted fund house.
• Best for Long-Term Investors – Recommended for those with a 5-7 year investment horizon.
Is SBI Contra Fund the Best SIP Option?
Before investing, I am considering:
• Volatility – Since it is an equity fund, is it suitable for moderate-risk investors?
• Return Potential – Can this fund outperform other popular SIP options?
• Diversification – Should I invest only in this, or combine it with large-cap or hybrid funds for better risk management?
Looking for Community Insights
• Has anyone here invested in SBI Contra Fund via SIP? What has been your experience so far?
• Do you consider this one of the best SIP options, or would you recommend a different fund?
Would appreciate any advice or insights from experienced investors. Looking forward to your thoughts.
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Mishi Mangal
Jan 17, 2025
In General Discussions
Hi Everyone,
I’ve been exploring ELSS funds for tax-saving and came across the SBI Long Term Equity Fund Regular Growth plan. I thought of starting a discussion to share insights and get feedback from other investors who might have experience with this fund.
The SBI Long Term Equity Fund is among the most popular tax-saving mutual funds under Section 80C of the Income Tax Act. It invests predominantly in equity and equity-related instruments, making it suitable for long-term wealth creation while also saving taxes.
NAV and Fund Performance
One of the key aspects to track is the SBI Long Term Equity Fund NAV (Net Asset Value). The NAV gives an idea of the fund's performance and helps investors decide the right time to invest. As of now, the NAV of SBI Long Term Equity Fund Regular Growth seems to be performing steadily compared to other ELSS funds in the market.
Why Choose Regular Growth Option?
The Regular Growth option in this fund is ideal for those who want to reinvest the returns to maximize long-term wealth creation. Unlike the dividend option, where returns are paid out, the growth option compounds your investments, which is a significant benefit for achieving long-term goals like retirement or children's education.
Questions for the Community
1. How has your experience been with the SBI Long Term Equity Fund?
2. Do you track the NAV of SBI Long Term Equity Fund Regular Growth regularly before making additional investments?
3. What’s your opinion on choosing the Regular Growth option over the dividend option in ELSS funds?
Looking forward to your thoughts and advice! Let’s help each other make informed investment decisions.
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Mishi Mangal
Fund Advisor
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